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Auto Loan Credit Model Leveraging Real Time Risk Variables

Industry Consumer Goods and Retail, Financial Services, Hi-Tech, Automotive

Specialization Or Business Function Finance, Risk and Compliance (Portfolio Optimization, Credit Risk Analysis), Pricing and Actuarial (Loss Models, Price Level Indications), Strategic Business Planning (Competitive Intelligence), Market Research (Customer Segmentation)

Technical Function Analytics (Predictive Modeling, Risk Profiling, Prescriptive Modeling)

Technology & Tools Data Analysis and AI Tools

WORK IN PROGRESS

Project Description

We are building a credit model that sees beyond traditional FICO for auto loans.  We want to use real-time relavant metrics that measure past achievments with future potential.  Variables such as GPA, University Attended, SAT Score, Career Path, Income, etc to better underwrite risk and approve more thin file consumers who get declined due to lack of payment history.

Project Overview

  • Posted
    January 12, 2015
  • Planned Start
    January 17, 2015
  • Delivery Date
    February 28, 2015
  • Preferred Location
    From anywhere

Client Overview

EXPERTISE REQUIRED
Automotive
Credit Risk
Big Data
Predictive Modeling
Credit

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